Tip! A well-diversified stock portfolio can help to build up a retirement fund as the years go by. Some specialized stock plans (such as IRA’s) are even designed for retirement planning and have special features such as tax deferral until the plan is cashed in after retirement.

As we live longer healthier lives retirement planning takes on a new meaning and is of vital importance if you are to enjoy a happy and healthy retirement. No longer need it be a time of inactivity engendered by a feeling of uselessness. Rather, many of today’s senior citizens, enjoy active, productive and enjoyable lives.

It is the time when you can take up all those hobbies you never had time for, travel more, maybe move to an area you always wanted to live in but couldn’t due to work restraints,spend more time with your family, enjoy your garden and just generally spend each day doing something you find pleasurable rather than having to go to work.

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