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If your house is worth more than the amount that you owe, by selling it you can come out with a little money and still have a good credit rating if you want to buy a house again in the future. You may even be able to move to a cheaper property and continue owning your own home right now.

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If you have some missed payments, you need to talk to your lender. They usually want to help you keep your home (and keep on paying on the loan!). They will be sympathetic to any plans that you have for making up the payments that you have missed. They may even agree to extend the period of your loan so that you don’t have to pay any more right now, but just keep on with the same monthly payment.

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Tags: foreclosure

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