Similarities between investing and traffic

Investing, Personal Finance No Comments »

I see a lot of similarities between investing and traffic. Like our highways, the stock market constantly ebbs and flows. Sometimes it’s smooth sailing, other times it’s gridlock — for reasons you may or may not be able to immediately perceive.

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If you must tap 401(k), a loan is best

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More Americans are siphoning money out of their retirement accounts to pay mortgages, child care charges, credit card minimum payments and other bills.

If their financial situation is not too extreme, they borrow money from 401(k)-type plans.

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Purchase tax exempt gas within reservation boundaries

Personal Finance, Save Money No Comments »

As an Oneida tribal member, Nate is able to purchase tax exempt gas within reservation boundaries. “This helps a lot and saves us about 25 cents a gallon,” he says.

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Your financial life: Track it. Improve it.

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New ways to keep tabs on your inflows and outflows can make a big difference to your bottom line.

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Get the lowest price on anything

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Before you plunk down hard-earned cash, you can quickly see which stores are offering the best deals.

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New ways to save on drugs

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It’s not just gasoline. Inflation is slamming drugs too, changing the way to find the best deals.

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You should never use ATM machines at convenience stores

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While a breach is unlikely, it’s not unheard of - especially if you’re getting cash at a convenience store. But there are things you can do to protect yours

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Nonbank online personal finance sites combining traditional account aggregation services with Web 2.0 concepts

Personal Finance No Comments »

A new crop of nonbank online personal finance sites combining traditional account aggregation services with Web 2.0 concepts is garnering considerable attention from the media and gaining users. The sites provide a novel approach to aggregating and managing multiple aspects of an individual’s financial life online.

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Downsize your shelter

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Mad Max and Molly love their home, but it costs about $16,000 a year to pay the taxes, insurance, utilities and maintenance costs.

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10 reasons to love a recession

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No one wants a recession, of course. It can cause serious economic pain for millions.

However, economists tell us there are some reasons to actually welcome and perhaps even embrace a recession. After all, a recession is the ebb part of the natural ebb and flow of the U.S. economy.

Just as surely as hot markets cool and bulls turn to bears, capitalist economies take a breather every so often to pause and reflect. If they didn’t, these corrections would be far crueler.

So, let’s smile, lift our half-full cups of regular unleaded and toast these 10 very good things about impending bad times.

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