Real Estate Articles How to Maximize your Investments in the Real Estate Market Tip! Purchase the house at the lowest possible cash down-payment and get the seller to carry back a second mortgage or deed of trust for the property. Your ideal purchase of investment real estate is always to get the very best price and terms. Some people are now educated on how owning a Real Property can change there lives. Owning what people call the american dream... A HOME, to call your own. Right now the market is great, your can view stats at www.spencersboutique.com. Ask yourself this question??? If you had $100,000.00 today, what would you do with it. Would you pay cash for a $100,000.00 home and own your home free and clear? Well that is the mistake that most people make. Real Estate is probably one of the only investments you can make that will not depreciate in value. So let me tell you what I would do. I would take the $100,000.00 and purchase 5 homes, by only putting $20,000.00 down on each home and then rent 4 out and live in own. If you are asking yourself why I would do that, let me tell. First of all if you paid cash for your home today and the value of your home went up from $100,000.00 to $125,000.00 in 2 years, you would have made $25,000.00. But look at it this way, if you would have took my advice and purchased 5 homes and each home went up $125,000.00 you would make $125,000.00 PROFIT! That is NET in your pocket. And the longer you own the homes the more they will be worth. So if you sold the 4 homes, you will get $100,000 profit plus the your initial $80,000.00 investment. Now if you wanted to pay off the home you are living in, you can with the $80K and still have $100K in your bank account. I purchased my first home by age 23. I paid cash for my 3rd home by age 26. I made a ($1,000,000.00) Million dollars by age 30 investing in Real Estate. ForeclosurePASS - Seized Real Estate. Properties At 90% Off Market Value. Now you know how I made my first $1,000,000.00 now it's your turn. About Ray Spencer Owner CEO of http://www.spencersboutique.com. I was born in Port Author Texas as a Millitary brat. My dad was n the Vietnam war and was hardly around. I moved to Fresno California with my Grandma when I was only 2 weeks old. I grew up a very poor young kid in a crime filled ghetto. I moved to San Jose CA with my aunt at the age of 13 when my Grandma passed away. I lived with my aunt until I was 17 and moved out on my own and stated college. I worked 2 jobs and went to school. Once I finished school I pursued a career in finance, where I worked in Banks and Credit unions for 7 years. I purchase my first home by age 23 and started investing in Real Estate. I got in the game early and now I am doing Real Estate full time... So if you are looking to buy, sell, refinance give me a call 408-401-6395