Real Estate Articles Real Estate Financing Basics Buy And Sell Real Estate From Home. One Of Highest Converting Pages In Industry. Most potential investors have no idea that the qualifying process could be so easy. Today's lenders make it that easy for most anyone to get some type of financing. In fact, now it is almost harder not to qualify for financing than to qualify. So don't be intimidated by the process. Lenders are on your side; they want you to qualify for their loan because that is how they make their living. There are many different lending institutions that make their money through loan financing. There are banks, mortgage brokers, credit unions, private money firms and money lenders. Before you decide which source of financing is right for you, it is essential that you understand their differences and some definitions. The Lender is the source of the money. It could be a bank, a credit union or a private investor. The person you sit in front of when you apply for your loan is merely the lender's representative. The Mortgage Broker is a company or individual that represents many different lenders. Thus, they have access to a number of different loan programs. They work as the facilitator of the loan by connecting the lender to the borrower. The Loan Officer is the person at the lending institution or mortgage broker that facilitates the loan process. The loan officer works directly with you to gather the borrower's qualifying information. Ultimately, the officer doesn't make qualifying decisions. The officer usually just pre-screens or pre-qualifies the borrower before sending the application to the lender. The Underwriter is the decision maker. The underwriter works for the lender. They verify the applicant's documentation and financial information. The underwriter decides whether or not the applicant meets the criteria set by the lender and qualifies for the loan. Our team's diverse backgrounds and investing experiences include a high school teacher, a college drop-out, an MBA graduate, a waiter, a secretary, a real estate agent, a banker and a stay-at-home mom. Despite our diverse backgrounds, we all made the decision to truly change our lives. Although our starting points couldn't have been any more different, we each discovered that our journey toward financial freedom began with real estate. Whether you are an experienced investor with excellent credit and money to burn or a beginner with poor credit and no cash to spare, MYreiTEAM will construct a personalized investment plan for you that will maximize your profits and help you reach your financial dreams. Our program is so incredibly successful because the individual is considered before suggesting a course of action. So don't delay, go to MYreiTEAM, and discover what you need to do in order to capitalize on the real estate revolution.