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Mortgage:
Your First Mortgage
Are
you thinking about purchasing your first
home? Or perhaps you would like to
refinance? If so, don’t even begin the
process until you read what we have to
say. . .
If
you thought that buying your own home is
out of your reach, think again. Every
year thousands of people just like you
are becoming home owners and you can
too.
There are many programs available to
people at all income levels. Much of
that money is never used because people
just don’t know it is available.
At
the same time many existing homeowners
are considering refinancing their home
mortgage. They do so for any number of
reasons. Some are seeking a lower
interest rate while others would like to
remodel their home rather than buy new.
Unfortunately the only guidelines are
those seen on television commercials.
They are the only ones who appear to
want to just hand you money. That is
also generally the worse case scenario.
You need answers to your questions. The
challenge is that most first time buyers
don’t even know what questions to ask.
And, with the constantly changing
market, even seasoned homeowners need to
be aware of current trends.
You need to know what to look for and
where to look. That is why we have
prepared Your First Mortgage.
You learn what to look for and where to
find it.
Inside Your First Mortgage
you learn:
- Are You Prepared for A Home Loan
– What is your home loan readiness
factor? Find out if you are ready.
- What Type of Loan Do I Need -
What is the most appropriate type of
loan for my needs? Sift through the
confusion.
- Fixed Rate Mortgage vs. Variable
Rate Mortgage – Learn the difference
between these two loans.
- Conventional Home Loan –
Understand what a conventional loan
is and if it is the best for you.
- Balloon Mortgage - Balloon
mortgages are short-term loans that
act similarly to a fixed-rate
mortgage.
- FHA Home Loan - Learn how to
pre-qualify for a FHA loan.
- VA Loans – Explore your
qualifications and see if this is a
good venue for you.
- Contract for Deed Home Loan –
This may be advantageous but you
should apprise yourself of all the
details.
- How to Qualify for a Home
Mortgage Loan - The qualifications
of a mortgage loan are actually not
that complicated. Discover some of
the general guidelines of how you
can qualify for a mortgage loan.
- Home Loan Interest Rates -
Everything you need to know about
interest rates before you begin your
application process.
- Credit Rating and the Fair
Credit Reporting Act/ FCRA – Learn
how this important act impacts your
situation.
- How To Build A Lender-Friendly
Credit Report - In order to have a
greater chance at securing a loan,
your credit report and rating must
be in good standing.
- Save a Sizeable Down Payment –
Discover all the ways you can save
and come up with the cash you need.
- Why You May Have to Accept a
Higher Interest Rate – Or why you
should. Lower isn’t always better.
- Important Things to look for in
a Lender – How to explore all your
options.
Your
First Mortgage
is informative and will walk you through
the steps you need to take to help save
thousands of dollars on your home
mortgage.
Some people pay hundreds of dollars to
attend financial seminars that teach you
the exact same information you will find
in Your First Mortgage.
The good news is that you can read it
here for free.
To
read it,
click here
Mortgage News:
Live Search: mortgage site:msnbc.msn.com
Search results
Mortgage industry job cuts surpass 40,000 - Mortgage Mess- msnbc.com
Since the start of the year, more than 40,000 workers have lost their jobs at mortgage lending institutions, as companies respond to the deep downturn in the housing market.
Mortgage rates stay below 6 percent
WASHINGTON - Rates on 30-year mortgages rose again this week, climbing to the highest level in more than nine months, reflecting more concerns about how the Federal Reserve will ...
Mortgage meltdown's nightmare scenario - Mortgage Mess- msnbc.com
In the months ahead, millions of other adjustable-rate mortgages will reset, leaving many homeowners unable to make their payments. The worst-case scenario is anyone?s guess.
Special Report: The Mortgage Mess - Mortgage Mess- msnbc.com
Mark and Kerrie Russo of Jackson, N.J., are struggling to hang on. They are among millions of home owners swept up in a wave of questionable lending practices and outright fraud ...
Mortgage woes spread to pricey real estate - Mortgage Mess- msnbc.com
The subprime mortgage crisis is spreading to a somewhat unexpected place ? homes costing more than $500,000.
Mortgage insurance defaults set monthly record - Mortgage Mess- msnbc ...
Mortgage insurers saw defaults rise to a new monthly record in November, according to data published Monday by an industry trade group.
Mortgage application volume plummets - Real estate- msnbc.com
Mortgage application volume tumbled 22.6 percent during the week ending Feb. 15 as most interest rates rose, according to the Mortgage Bankers Association's weekly application ...
Mortgage lender running out of cash, options - Mortgage Mess- msnbc ...
Shares of American Home Mortgage Investment Corp. plunged 90 percent Tuesday after the company raised fears it may become insolvent, renewing concern about worsening credit quality ...
Mortgage application volume rises - Real estate- msnbc.com
Mortgage application volume increased 3 percent during the week ending Feb. 1, according to the trade group Mortgage Bankers Association's weekly application survey.
Mortgage crisis inflicts collateral damage - Mortgage Mess- msnbc.com
The surge in mortgage defaults is claiming more victims. Homeless rates are on the rise among evicted renters, local governments are losing tax revenue and reports of domestic ...
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