|
Mortgage:
Your First Mortgage
Are
you thinking about purchasing your first
home? Or perhaps you would like to
refinance? If so, don’t even begin the
process until you read what we have to
say. . .
If
you thought that buying your own home is
out of your reach, think again. Every
year thousands of people just like you
are becoming home owners and you can
too.
There are many programs available to
people at all income levels. Much of
that money is never used because people
just don’t know it is available.
At
the same time many existing homeowners
are considering refinancing their home
mortgage. They do so for any number of
reasons. Some are seeking a lower
interest rate while others would like to
remodel their home rather than buy new.
Unfortunately the only guidelines are
those seen on television commercials.
They are the only ones who appear to
want to just hand you money. That is
also generally the worse case scenario.
You need answers to your questions. The
challenge is that most first time buyers
don’t even know what questions to ask.
And, with the constantly changing
market, even seasoned homeowners need to
be aware of current trends.
You need to know what to look for and
where to look. That is why we have
prepared Your First Mortgage.
You learn what to look for and where to
find it.
Inside Your First Mortgage
you learn:
- Are You Prepared for A Home Loan
– What is your home loan readiness
factor? Find out if you are ready.
- What Type of Loan Do I Need -
What is the most appropriate type of
loan for my needs? Sift through the
confusion.
- Fixed Rate Mortgage vs. Variable
Rate Mortgage – Learn the difference
between these two loans.
- Conventional Home Loan –
Understand what a conventional loan
is and if it is the best for you.
- Balloon Mortgage - Balloon
mortgages are short-term loans that
act similarly to a fixed-rate
mortgage.
- FHA Home Loan - Learn how to
pre-qualify for a FHA loan.
- VA Loans – Explore your
qualifications and see if this is a
good venue for you.
- Contract for Deed Home Loan –
This may be advantageous but you
should apprise yourself of all the
details.
- How to Qualify for a Home
Mortgage Loan - The qualifications
of a mortgage loan are actually not
that complicated. Discover some of
the general guidelines of how you
can qualify for a mortgage loan.
- Home Loan Interest Rates -
Everything you need to know about
interest rates before you begin your
application process.
- Credit Rating and the Fair
Credit Reporting Act/ FCRA – Learn
how this important act impacts your
situation.
- How To Build A Lender-Friendly
Credit Report - In order to have a
greater chance at securing a loan,
your credit report and rating must
be in good standing.
- Save a Sizeable Down Payment –
Discover all the ways you can save
and come up with the cash you need.
- Why You May Have to Accept a
Higher Interest Rate – Or why you
should. Lower isn’t always better.
- Important Things to look for in
a Lender – How to explore all your
options.
Your
First Mortgage
is informative and will walk you through
the steps you need to take to help save
thousands of dollars on your home
mortgage.
Some people pay hundreds of dollars to
attend financial seminars that teach you
the exact same information you will find
in Your First Mortgage.
The good news is that you can read it
here for free.
To
read it,
click here
Mortgage News:
Bing: mortgage site:msnbc.msn.com
Search results
Mortgage rates fall below the 5 percent mark - Real ...
Mortgages rates have dipped below 5 percent again, four weeks before a government program that is helping keep rates low is scheduled to run out.
Obama?s mortgage relief plan falling short - Real estate- msnbc.com
The Obama administration?s effort to help homeowners avoid foreclosure may not achieve its goal of helping 3 million to 4 million borrowers, a government watchdog group says.
How to recognize mortgage scams - Mortgage Mess- msnbc ...
Mortgage scams come in several varieties. Here are some ways to protect yourself.
NYT: U.S. mortgage backer may need bailout - The New ...
A year after Fannie Mae and Freddie Mac teetered, industry executives and policy makers are worrying that the Federal Housing Administration could be the next housing domino.
Mortgage woes push foreclosures to record high - Mortgage Mess- msnbc ...
Homeowners, struggling to deal with sharp increases in their adjustable mortgage payments, got hit with a record number of foreclosure notices in the spring as the crisis in ...
Answer Desk: Getting mortgage help - Answer Desk ...
There are people out there who can help save your home from a bad mortgage. But you have to pick very carefully. The Answer Desk.
Special Report: The Mortgage Mess - Mortgage Mess- msnbc.com
Mark and Kerrie Russo of Jackson, N.J., are struggling to hang on. They are among millions of home owners swept up in a wave of questionable lending practices and outright fraud ...
Interactive: Foreclosure rescue scams - Mortgage Mess- msnbc.com
The rapid rise in home foreclosures has spawned a wave of 'rescue' scams that prey on vulnerable homeowners. Here's how to avoid becoming a victim.
Report: American Home Mortgage to close - Mortgage Mess- msnbc.com
American Home Mortgage Investment Corp., which raised fears this week that it may become insolvent, has told employees that the company planned to shut its doors Friday, according ...
No shame in walking away from mortgage - The Big Money ...
Borrowers who ?strategically default? and walk away from mortgages with the thinking they're better off taking the risk aren't abusing system. They're using it the way it's ...
Newsfeed display by CaRP
|
